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Compare KiwiSaver data

Page last updated: 22 November 2021

KiwiSaver tracker

The KiwiSaver Tracker shows the relationship between KiwiSaver funds and fees and returns for at least one year. It also shows the risk and benchmark information for each fund and fee and return information by fund type and return period.

View the KiwiSaver tracker

About the tracker

The Tracker excludes some funds

Where does the information come from

The Tracker uses quarterly data from KiwiSaver providers via the Disclose Register. Investors also get this data in their quarterly KiwiSaver fund updates. Other sources of KiwiSaver fee and return information may use a different approach with different returns. We encourage investors to query this with their providers to better understand and evaluate their KiwiSaver fund.

Returns and fees

Returns shown are before tax and after annual fees (excluding fixed membership fees).

Your own returns may differ based on your individual tax rate. Fees are shown as an average over a five-year period. For one-year data, the fee shown is for that year. The percentage of return paid in fees is the fees divided by the return.

Other sources of KiwiSaver fee and return information may use a different approach with different returns. We encourage investors to query this with their providers to better understand and evaluate their KiwiSaver fund.

What if returns are negative

When returns are negative, you still pay fees. To keep this tool simple, we show the percentage of a negative return paid in fees as 'a loss'.

How to work out your annual fee in dollar terms

Since April 2018, KiwiSaver providers must show fees in dollar terms on annual member statements. This tool doesn't give you fees in dollar terms but the information provided enables you to work this out.

For example, if your balance is $10,000, a 1.2% annual fee means you pay $120 per year (plus any applicable membership fee). See the Sorted KiwiSaver fees calculator for more on how to calculate and compare.

Comparison between overall market index and fund returns

In order to allow KiwiSaver members to compare their funds to the performance of the market, the law requires managers to show the returns of a 'broad-based securities market index' for each fund they manage. The index they choose must be widely recognised and used in financial markets and must match as closely as possible the assets in, and level of risk of, the fund. KiwiSaver investors can then make a useful comparison between the returns of the overall market index and the returns of their fund. This helps them assess whether they are getting appropriate returns for the risk they are taking and the fees they are paying.

KiwiSaver managers are responsible for their individual data

Please note: We do not make any representation or give any assurance of the accuracy, quality or completeness of the consolidated data submitted by KiwiSaver managers. Managers are responsible for their individual data.

If you have any questions about your fund, please contact your KiwiSaver provider directly. You can find default KiwiSaver provider contact details here.

While we aim to provide the most accurate and up-to-date information, if the data provided to us by KiwiSaver providers is incorrect, this will be reflected in the Tracker's data. 

Some providers use different methods to calculate their performance.

If KiwiSaver providers believe there is a mistake with their data, they should correct it before the next quarterly update. They may also contact us.

Investment decisions should not be made solely by using the Tracker

Investment decisions should not be made only by using the Tracker. You can find other important information about KiwiSaver providers and fund types using the Sorted FundFinder tool.

These files are for public use on the following basis

Fund update files

Please note: We intend to make two changes to the KiwiSaver data in early 2022. The changes are intended to better align the data for non-KiwiSaver schemes. The changes will be:

  • Adding additional columns of data to the right of existing data in columns FG:FS
  • Aligning actual and index return data so that each column represents a single year of data (with most recent data to the right of the range) – this will affect Col V:AY

If these changes will negatively affect your use of the data, please contact us.

  March June September December
2022

Fund updates (disclose)

     
2021

Fund updates (disclose)

Fund updates (disclose) Fund updates (disclose)  Fund updates (disclose)
2020

Fund updates (Disclose)

Fund updates (Disclose)

Fund updates
(Disclose)

Fund updates
(Disclose)
2019

Fund updates (Disclose)

Fund updates (Disclose)

Fund updates
(Disclose)

Fund updates
(Disclose)

2018

Fund updates (Disclose)

Fund updates (Disclose)

Fund updates
(Disclose)

Fund updates
(Disclose)

2017

Fund updates (Disclose)

Fund updates (Disclose)

Fund updates (Disclose)

Fund updates (Disclose)

2016

Quarterly Disclosure Statement

Fund updates (Disclose)

Quarterly Disclosure Statement

Fund updates (Disclose)

Quarterly Disclosure Statement

Fund updates (Disclose)

Fund updates (Disclose)

2015

Quarterly Disclosure Statement

Quarterly Disclosure Statement

Quarterly Disclosure Statement

Fund updates (Disclose)

Quarterly Disclosure Statement 

Fund updates (Disclose)

2014

Quarterly Disclosure Statement

Quarterly Disclosure Statement

Quarterly Disclosure Statement Quarterly Disclosure Statement
2013    

 

Quarterly Disclosure Statement Quarterly Disclosure Statement

This information is published as it has been reported on the Disclose register.

Fund updates are uploaded approximately 35 - 45 working days after each quarter-end. For example, for quarter-end 30 June, the corresponding files are uploaded to our website approximately mid to late August. Each quarter update contains annualised data. Outside of these timeframes, we update the files when we receive updates from managers.

Quarterly and Annual Periodic Disclosure was previously required under the KiwiSaver (Periodic Disclosure) Regulations 2013 which has since been repealed by the Financial Markets Conduct Regulations 2014.