1. Investors
  2. Getting financial advice
  3. When to speak to an adviser

When to speak to an adviser

Financial advice can be most valuable at the start of your career and during times of change. For example, when you start a family, receive an inheritance or you’re approaching retirement. During these times, a financial adviser can help you make important decisions about your money and turn your thoughts into actions.

If you answer “no” to any of the following questions, it’s likely you’d benefit from talking to an adviser!

  • Do you have time to research all the financial products available to you?
  • Do you have the knowledge to understand if these products are suitable for your financial goals?
  • Are you comfortable taking responsibility for your decisions?
  • Did you know that if you use a financial adviser you have more rights if something goes wrong?

When advice may not be needed

  • If you’re just looking for information about investments or other financial products. A financial service provider, such as your bank, insurance company or KiwiSaver provider may be able to help with this
  • If you only need to complete simple tasks like budgeting, working out your mortgage repayments or choosing a KiwiSaver provider. You may be able to do this using Sorted.